Smart Routing for

Optimised Payments

Increase approvals, recover lost transactions, and optimise payment flows with Flowapay’s Smart Routing.

Our Partners:

Payment Routing

Optimised Transactions,

Higher Approval Rates

Every payment counts. Smart Routing is a payment optimisation technology that analyses transaction data in real time, selecting the most suitable payment pathway. It enhances processing efficiency, reduces declines, and ensures transactions are routed securely and cost-effectively.

Effective Processing

Better Routing Means Smoother

Payment Flows

Avoid lost revenue due to failed transactions. Flowapay’s intelligent payment routing selects the most suitable acquiring bank based on real-time data, ensuring higher success rates and lower payment friction.

Higher Conversions

Reduce Declines,
Maximise Approvals,

Achieve More.

Invisible Efficiency

Precision, Performance,

and More Approved Payments.

Multi-Gateway Processing

Automatically routes payments to alternative gateways to prevent declines.

Dynamic Payment Routing

Real-time selection of the best path for transactions.

Decline Recovery

Failed transactions are retried instantly with alternative acquirers.

Transaction Approval Rates

Data-driven routing increases successful payments and reduces declines.

Payment Gateway Optimisation

Enhance payment efficiency by integrating multiple gateways.

Frequently Asked Questions

Everything You Need to Know About Smart Routing.

What is Smart Routing in payment processing?

Smart Routing dynamically selects the best payment pathway for each transaction, improving approval rates and reducing payment failures.

By analysing real-time transaction data, Smart Routing directs payments through the most successful processing channels, minimising failed transactions.

Yes, failed payments are instantly retried through alternative acquirers to increase the chances of approval.

It selects the best route based on real-time data, issuer preferences, and historical success rates to maximise approvals.

Yes, Flowapay.’s payment orchestration platform integrates with multiple gateways, allowing dynamic routing for optimal transaction processing.

By selecting cost-efficient routes and avoiding unnecessary fees, Smart Routing can help businesses lower processing costs.

Transaction type, issuing bank, location, currency, and historical success rates determine the optimal routing path.

Yes, businesses of all sizes benefit from Smart Routing by improving transaction efficiency, reducing declines, and increasing revenue.

A frictionless checkout keeps customers happy and boosts conversion rates.

Flowapay Smart Routing is built into its payment hub and can be activated easily through the platform.