Last Updated: 4th February 2026
These Website Terms of Use (the “Terms”) govern access to and use of the website operated by Flowapay Inc., available at www.flowapay.com and any related pages (the “Website”).
By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
1.1 The Website is operated by Flowapay Inc., a company incorporated in Canada.
Registered Address:
997 Seymour St., Suite 250 – #1605
Vancouver, BC V6B 3M1
Canada
1.2 Flowapay Inc. is registered in Canada as a Money Services Business (MSB) and is subject to applicable Canadian anti-money laundering and counter-terrorist financing legislation, including the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), as administered by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
1.3 Flowapay provides services strictly on a business-to-business basis and does not offer services directly to consumers or the general public.
2.1 The Website is provided for general informational purposes only, including information about Flowapay, its products, services, regulatory framework, and compliance posture.
2.2 Nothing on the Website constitutes:
2.3 Any regulated services offered by Flowapay are provided only pursuant to a separate written agreement entered into between Flowapay and an approved merchant.
3.1 References on the Website to Flowapay’s regulatory status, compliance framework, or licences are provided for transparency purposes only.
3.2 Such references:
3.3 Availability of services may be restricted by jurisdiction, risk assessment, and regulatory requirements.
4.1 The Website is intended for use by individuals who are at least 18 years of age.
4.2 By using the Website, you confirm that you meet this requirement.
5.1 While Flowapay endeavours to keep Website content accurate and up to date, the Website is provided on an “as is”and “as available” basis.
5.2 Flowapay makes no warranties, express or implied, regarding:
5.3 Users should not rely on Website content as the basis for any commercial, financial, or legal decision.
6.1 All Website content, including text, graphics, logos, trademarks, software, and design elements, is owned by or licensed to Flowapay and protected by applicable intellectual property laws.
6.2 You may access and view the Website for personal, non-commercial use only.
6.3 You must not copy, reproduce, modify, distribute, scrape, or exploit Website content without prior written consent.
You must not use the Website:
(a) in violation of applicable laws or regulations;
(b) to transmit malicious code or harmful content;
(c) to attempt unauthorised access to systems or data;
(d) in a manner that could disrupt or damage Flowapay’s operations or reputation.
Flowapay reserves the right to restrict or terminate access to the Website at its discretion.
8.1 The Website may contain links to third-party websites or resources.
8.2 Flowapay does not control, endorse, or assume responsibility for third-party content or practices.
Access to third-party sites is at your own risk.
9.1 To the maximum extent permitted by law, Flowapay shall not be liable for any loss or damage arising out of or in connection with:
9.2 Flowapay excludes liability for indirect, incidental, or consequential damages.
Use of the Website is subject to Flowapay’s Privacy Policy and Cookie Policy, which are incorporated by reference.
Flowapay may update these Terms from time to time.
Changes become effective upon publication on the Website.
Continued use of the Website constitutes acceptance of the updated Terms.
These Terms are governed by and construed in accordance with the laws of Canada, without regard to conflict of law principles.
For questions regarding these Terms or Flowapay’s regulatory status:
Email: legal@flowapay.com
Compliance: compliance@flowapay.com
Address:
Flowapay Inc.
997 Seymour St., Suite 250 – #1605
Vancouver, BC V6B 3M1
Canada
Flowapay Inc. is registered in Canada as a Money Services Business (MSB) and is subject to applicable Canadian anti-money laundering and counter-terrorist financing legislation, including the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), as administered by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).