Last Updated: 4th of February 2026
This page provides information regarding the regulatory status of Flowapay Inc. and the legal framework under which it operates. The information below is provided for transparency purposes only.
Legal Name: Flowapay Inc.
Registered Address: 997 Seymour St., Suite 250 – #1605, Vancouver, BC V6B 3M1, Canada
Flowapay Inc. operates as a financial services technology provider offering payment-related services to business customers on a business-to-business basis only.
Flowapay does not provide services to consumers or the general public and does not operate any consumer-facing financial products.
Flowapay Inc. is registered in Canada as a Money Services Business (MSB) and is subject to applicable Canadian anti-money laundering and counter-terrorist financing legislation, including the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).
Flowapay Inc. is supervised for AML/CTF purposes by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
Flowapay’s registration as a Money Services Business relates primarily to its obligations with respect to:
Flowapay’s regulatory status does not constitute a banking licence, electronic money institution licence, or deposit-taking authorisation.
Flowapay is not authorised to issue electronic money, safeguard client funds under EU or UK safeguarding regimes, or provide payment services requiring licensing under the EU Payment Services Directive (PSD2) or equivalent frameworks.
Flowapay provides services strictly on a business-to-business basis and does not offer services directly to consumers.
The availability of Flowapay’s services may be subject to:
Nothing on this website constitutes an offer to provide regulated services in any jurisdiction where such services would be unlawful or unauthorised.
Where Flowapay partners with banks, payment networks, financial institutions, or other regulated entities, such third parties operate under their own respective licences and regulatory authorisations.
Flowapay does not act as an agent, representative, or licensee of any third-party regulator unless expressly stated in a written agreement. Partnerships with regulated financial institutions do not extend their regulatory permissions, licences, or authorisations to Flowapay.
Information provided on this website regarding Flowapay’s regulatory status is provided for general informational purposes only and should not be construed as legal, regulatory, or compliance advice.
Flowapay makes no representation that its services are appropriate or permitted in all jurisdictions.
Further information regarding Flowapay’s compliance framework is available in the following documents:
These documents form part of Flowapay’s broader legal and compliance framework.
For regulatory or compliance-related inquiries, please contact:
Flowapay Inc. is registered in Canada as a Money Services Business (MSB) and is subject to applicable Canadian anti-money laundering and counter-terrorist financing legislation, including the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), as administered by the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).